Credit risk scoring and early-warning signals for an NBFC
Machine-learning credit scores with clear reason codes, plus an early-warning model that flags accounts likely to fall behind on payments.
Finance
Better credit decisions, earlier fraud detection and lighter compliance work.
The challenge
Lenders and financial institutions need faster credit decisions, earlier fraud detection and lighter compliance work.
- Thin-file borrowers
- Many customers lack long credit histories, making risk hard to judge.
- Fraud at speed
- Digital channels move fast, and so does fraud.
- Compliance load
- KYC, AML and regulatory reporting consume skilled staff time.
How BigAI helps
- Credit risk models
- Scorecards and ML models using alternative data, with clear reason codes.
- Fraud and anomaly detection
- Real-time scoring of transactions and applications.
- KYC document processing
- Read and verify identity and income documents automatically.
- Regulatory assistants
- Ask questions of circulars and policies, with citations.
Our product for finance
BigAssure
AI for insurers and financial services.
- Claims-intake agent
- Document extraction
- Risk and fraud signals
- Damage assessment
- Human approval and audit
Finance: case studies & projects
Filter all case studiesAI for finance
Tell us about your organisation and the problem you want to solve.